摘要
征信数据的跨境流动意义重大,但需要加强监管,使之合法有序。通过比较分析的方法,借鉴有关国家的数据保护立法及数据跨境流动国际协作机制,结合我国目前征信数据跨境流动监管现状及存在的问题,提出完善国内立法、建立征信数据跨境流动规则的建议。
Cross-border flow of credit reference data is of great significance,but it＇s necessary to strengthen supervision over it to make it legally operate.Through comparative analysis,taking data protection legislation and cross-border data flow of international cooperation mechanism,combined with the current situation and the problems in the regulation of cross-border flow of credit reference data,this paper makes recommendations for improving domestic legislation,and establishing cross-border flow of data rules.
出处
《征信》
北大核心
2011年第2期17-20,共4页
Credit Reference
关键词
金融风险
征信数据
数据保护立法
跨境流动监管
financial risk
credit reference data
data protection legislation
regulation of cross-border flow
