摘要
本文在分析利率市场化进程中商业银行面临风险与挑战的基础上,对我国商业银行应对利率改革风险的策略,进行了探讨。这些策略主要是:继续深化产权制度改革、强化风险管理、推行金融创新,等等。
Based on the analysis of the risk and challenge facing commercial banks in China in the course of interest rate marketization, the author explores the commercial banks＇ strategies to meet the risk in interest rate reform, which are as follows： continuing to deepen the reform of property rights system, strengthening risk management, pursuing financial innovation, etc.
关键词
商业银行
利率市场化
利率风险
金融创新
commercial bank
interest rate marketization
interest rate risk
financial innovation
