3BIS. Survey of Developments in Electronic Money and Intemet and Mobile Payments[EB/OL]. http://www.bis.org/publ/cpss62. pdf, 2004-03-01.
4Boeschoten, Hebbink. Electronic Money, Currency Demand and the Seignorage Loss in the G10 Countries[EB/OL]. http://www. dnb.nl/dnb/pagina.j sp?pid, 1996.
5Berk, J. M. Central Banking and Financial Innovation: A Survey of the Modem Literature [J]. Banca Nazionale Quarterly Review, 2002, (222): 263-297.
6Susan M. Sulli va. Electronic Money and Its Impact on Central Banking and Monetary Policy [EB/OL]. http://www.hamilton. edu/academics/Econ/workpap/04_01 .pdf, 2002.
7Goodhart, C. A. E.. Can central banking survive the IT revolution? [J]. International Finance, 2000, 3 (2): 189-209.
8Charles Freedman. Monetary Policy Implementation: Past, Present and Future- Will the Advent of Electronic Money Lead to the Demise of Central Banking Survive the Monetary policy [EB/OL]. http://www.worldbank.org/research/interest/confs/upcoming/papersjuly 11/freedman.pdf, 2002.
9Anthony M.Santomero,John J.Seater.《Alternative Monies and the Demand for Media of Exchange》[]..