民间借贷规范发展的路径选择探讨

民间借贷是目前满足资金融通的一种途径,在我国经济发展中起着越来越重要的作用。然而,民间借贷规范性的缺陷很大程度上影响了其作用的发挥。本文通过分析民间金融的问题,从推进民间借贷本身运作和推动与正规金融的联系两方面提出解决建议。

Private lending activity is currently an approach to financing process and it plays an ever-growing important role in economic development. However, lack of regularity in private lends greatly reduce its effect. This article will analyze the existing problems in private lends and put forward suggestions concerning the regulation of private lends and its relationship with regular finance.