外资银行资金运作的微观解构:西部地区例证

The Microscopic Deconstruction of the Capital Operation in Foreign Banks:Example of Western Region

随着全球经济金融一体化的加深,外资银行加快在我国的扩展步伐。就西部地区而言,其开放程度较低并且创新不足。为缩小地区差距,西部地区积极引进外资银行以期望解决资金瓶颈。外资银行通过贷款提供资金支持,但其资金运用本质表现为外汇储备增加及与提供外币贷款额数量相匹配的人民币的被动发行。主权货币理论认为,任何主权政府可以承担以本币发行的负债而不存在财政约束,因此西部地区资金瓶颈可通过中央政府的转移支付来解决,西部地区地方政府刻意引进外资银行有可能扰乱原有的金融秩序,影响金融稳定。

As the global economic and financial integration,the expansion of foreign banks in China has accelerated its pace.In terms of western region,its openness and innovation is insufficient.in order to narrow the regional gap,the western region government actively introduce foreign banks expecting to solve the western capital bottleneck.Foreign banks provide support through loans,but the fund application performances the increasing of foreign exchange reserves and the passive issue of RMB.The sovereignty monetary theory considers that any sovereign government can bear the liabilities without financial constraints,therefore the capital bottleneck of western regions can be solved by the central government transfer payments,and the western region government＇s deliberately introducing the foreign capital bank may disrupt the original financial order and affect the financial stability.