银团贷款在控制政府融资平台风险中的应用——基于模糊综合风险评价的分析

The Syndicated Loans' Application on Credit Risk Control to the Government Financing Platform —based on the fuzzy comprehensive risk assessment model

地方政府融资平台信息不透明、治理结构不健全等情况给金融机构信贷风险控制带来挑战。银团贷款因为能提高信息共享、遏制信贷欺诈、分散信贷风险,所以能对控制集团客户风险发挥积极作用。可以模糊综合评价模型为基础,分析政府融资平台引入银团贷款模式后的风险评价,为控制地方政府融资平台信贷风险提供思路。

This paper based on the fuzzy comprehensive risk assessment model to discussing the risk evaluation of the syndicated loans on the government financing platform.It provided a thinking of judging and controlling the risk on financing platform of the local government.