信用制度建设的理论基础——基于博弈论的视角分析

The Theoretical Fundation of Credit System Construction——Based on the Analysis of Game Theory

本文采用博弈论的分析方法分析了信用制度建设的理论基础。认为一次博弈导致不守信行为的产生,要使双方守信,信息对称和激励约束机制有效是重要保证。重复博弈是治理信用缺失、形成信用合作的根本途径。为此在信用制度建设中,健全奖惩机制、加强执法力度和处罚力度是关键,同时要着力解决重复博弈机制所需的信息对称问题。

In this paper,we use Game Theory to analyze the theoretical basis for the construction of credit system.A game leads to untrustworthy behavior.For being both trustworthy,Information symmetry and effective incentive and restriction mechanism are the important guarantee.Repeated game is the fundamental way to control the lack of credit and to form a credit cooperation.Thus in the process of building the credit system,the key is to improve the incentive mechanism,strengthen law enforcement and punishment,At the same time we should make efforts to solve the information symmetric problems in repeated game mechanism.