我国商业保险在老年产业中的商业机会探究

Commercial insurance companies′ business opportunities in the aging industry

按照历史经验,商业保险公司的发展与其所在经济体中支柱性产业的发展密切相关。为探索我国老年产业的发展将对我国商业保险公司的发展所可能造成的影响,本文首先论证了我国老年产业将成为我国支柱性产业的可能性。并在此基础上,从扩展保费收入渠道以及扩展保险资金投资渠道两个方面,对商业保险公司在老年产业中的商业机会进行探讨。并就商业保险公司在老年产业中开展业务所需注意的几个问题进行了若干讨论。

Historically, the development of insurance companies is closely related to the development of the pillar industries of the country. This paper tried to explore possible impacts of the aging industry on China＇s commercial insurance companies. First of all, the paper expounded on the likelihood for the aging industry to become a pillar industry in China. Then it elaborated on the business opportunities for insurance companies from the two aspects of expanding their premium income channels and broadening their insurance funds investment channels. It also discussed on several issues worthy of insurance companies＇ attention in participating into the aging industry.