后金融危机时代中国银行业金融创新与发展

Financial Innovations and Development of China's Banking Sector in Post-financial-crisis Era

金融创新既是国际银行业发展的大势所趋,也是中国银行业融入世界经济金融体系、提升整体实力的客观要求。本文首先从后金融危机时代金融创新的背景出发,总结了世界银行业金融创新的主要特点和趋势,然后重点对中国银行业金融创新的物质基础和制度基础进行分析,并指出中国银行业金融创新的主要问题,最后本文结合后金融危机时代国际金融监管的新理念,对中国银行业金融创新与未来发展提出相应的政策建议。

Financial requirements for China＇ vations and trends, and innovation is the trend of s banking industry. F then analyze the finan ly, we put forward some suggestions. international banking development and is also the objective , we sum up the the main characteristics of financial inno- innovation and institutional basis of Chinese banking, final-