创新农户贷款担保机制:六盘水案例

The Innovation of Guarantee Systems of the Rural Family's Credit:Liupanshui's Models

农户贷款担保难一直是农村金融的核心议题,有效解决农村信贷市场中的担保问题对于解决农民贷款难、促进农业和农村经济发展至关重要。近年来,贵州六盘水市采取多种模式创新农户贷款担保机制取得了突出成效,本文在系统调查研究基础上对六盘水解决农户贷款担保难题的多种模式进行了总结。

The core issue of rural finance is how to guarantee the rural family＇ s credit, which should be the key for the credit shortage and the development of economy in rural area. Recently, several innovations of the guarantee systems for rural family＇ s credit have been established and worked efficiently in Liupanshui city in Guizhou province, and this research intends to conclude these guarantee systems.