1Dickey, D.A. and W.A. Fuller. Likelihood Ratio Statistics for Autoregressive Time Series with a Unit Root. Econometrica, 1981(49), 1057-1072. Dow S C.
2Berger, A. N, , N. H. Miller, M. A. Petersen, R.G. Rajan, and J. C. Stein, 2005, "Does Function Follow Organizational Form? Evidence From the Lending Practices of Large and Small Banks", Journal of Financial Economics 76(2), 237-269.
3Berger, Allen N. , and Gregory F. Udell, 2002, "Small Business Credit Availability and Relationship Lending: the Importance of Bank Organizational Structure", Economic Journal 112 (477), F32 -F53.
4Berger, Allen N. , and Gregory F. Udell, 2006,"A More Complete Conceptual Framework for SME Finance", JournalA of Banking and Finance 30( 11 ), 2945-2966.
5Jensen, Michael C. , and William H. Meckling, 1976, "Theory of the Firm: Managerial Behavior, Agency Costs and Ownership Structure", Journal of Financial Economics 3 (4), 305-360.
6Jensen, Michael C. , and William H. Meckling, 1992, " Specific and General Knowledge, and Organizational Structure", in Contract Economics, Lars Werin and Hans Wijkander, eds. (Blackwell, Oxford 1992), 251-274.
7Park, Albert, and Minggao Shen, 2008, "Refinancing and Decentralization : Evidence from China", Journal of Economic Behavior and Organizations 66 ( 3 - 4), 703-730.
8Petersen, Mitchell A. , 2004, "Information: Hard and Soft", Working Paper, Kellogg School of Management.
9Stein, Jeremy C. , 2002, "Information Production and Capital Allocation : Decentralized vs. Hierarchical Firms", Journal of Finance 57(5) , 1891 -1921.
