摘要
伴随我国对外开放和体制改革的扩大发展,商业银行之间的竞争日益激烈。商业银行要想在长期的竞争中生存并发展壮大,必然涉及到自身的核心竞争力问题。研究现代银行核心竞争力问题,需要从指标体系和内部机制两个方面入手。本文主要从内部机制方面探讨商业银行的核心竞争力,并从金融技术创新是银行核心竞争力的基础、组织结构创新是银行核心竞争力的制度保障、人力资源优化配置是银行核心竞争力的有机载体等方面论述了商业银行核心竞争力的内容架构和发展趋势。
There is intense competition among commercial banks attending the development of opening and reform in China, the commercial banks in order to get victory in competition must research core competitiveness theories. This article discusses internal mechanism of core competitiveness of commercial banks mainly though there are two aspects along to index system and internal mechanism in core competitiveness studies.
出处
《海南金融》
2011年第6期10-13,17,共5页
Hainan Finance
关键词
商业银行
内部机制
核心竞争力
Commercial bank
Internal mechanism
Core competitiveness