摘要
当前担保行业风险控制效率亟待提高。为此,首先要纠正学术和实务界对担保增信能力、基础功能、风险管理标准化等方面存在的认识误区,基于此,本文认为当前应该围绕企业成长性信息挖掘和培育、降低担保综合成本、风险管理的标准化三个方面逐步改进风险管理措施。
The current risk control efficiency of guarantee industry needs to be increased.Therefore,the first thing is to correct misunderstandings of guarantee enhance credit capabilities,basic function,risk management standardization in the academic and practice fields.For this reason,this paper considers that the gradually improvement of risk management measure should focus on the three aspects of mining and training of enterprise growth information,reducing overall costs of guarantee,and standardization of risk management.
出处
《长沙理工大学学报（社会科学版）》
2011年第3期41-44,共4页
Journal of Changsha University of Science and Technology：Social Science
基金
湖南省社科基金项目(06YB78)
湖南省教育厅一般项目(06C159)
湖南省软科学项目(2008ZK3075)
湖南省金融工程重点研究基地项目资助
关键词
担保行业
风险控制
成长性信息
综合成本
管理标准化
guarantee industry
risk control
growth information
costs of guarantee
standardization of management
