银行业竞争度问题研究最新发展

The Latest Development of Studies of Banking Competition Degree

本文按照不同研究主线,对2000年前后至今银行业竞争度研究的相关文献进行系统整理。文献资料表明,国外研究主要从银行业竞争与经济金融发展与稳定的关系、银行业竞争度的测算方法、银行业竞争度在国别和规模上的差异以及银行业竞争度的影响因素这四个方面展开。国内研究则主要从中国银行业竞争度的识别、银行业竞争度的地区和规模差异、银行业竞争度与中国经济转型以及机构经营行为关系几个方面展开。目前对银行业竞争度的测度主要采用非结构化方法,针对发达国家的研究都是在利率市场化环境中进行。

According to different main lines of studies, the paper systematically lists the relevant literature about banking competition degree since 2000. The literature shows that foreign studies are focused on the relationship between the banking competition and the economic and financial development and stability, the calculation method of banking competition degree, the banking competition degree differences in country and size, the factors of banking competition degree. Domestic studies are focused on the identification of Chinese banking competition degree, the banking competition degree differences in district and size, the relationship between the banking competition degree and Chinese economic transformation and institutional business activities. At present, the main method to calculate banking competition degree is unstructured method and the studies centering on developed countries are deveolped under the condition of interest rate liberalization.