摘要
金融消费者,乃金融产业发展的根基。保护金融消费者的合法权益,对维护社会公平正义、推动金融行业健康发展至关重要。美国的次贷危机已经为我们敲响警钟,对于金融消费者利益的漠视将给整个金融行业带来灾难。我国金融业目前尚处于初级阶段,抵御风险能力较差,更需要打造一个"消费者自我保护、金融企业自觉、行业自律、政府监管、司法保护、理论研究以及社会舆论监督"相结合的金融消费者保护体系,这是一个任重道远的过程。
Financial consumer is the foundation of financial industry development.The protection of rights and interests of financial consumers is crucial to safeguarding the social equality and justice and promoting the healthy development of financial industry.The U.S.subprime meltdown has rung the alarm that the disregard for financial consumer interests would bring disaster to the entire financial industry.Financial industry in China is still in its infancy with weak ability to resist risk.It is a pressing need to set up a financial consumer protection system to help consumers to protect themselves,to guide financial enterprise comply with industry self-discipline,and to combine government regulation,judicial protection,theoretical study and social supervision.It would be a long way to go.
出处
《西部金融》
2011年第5期8-12,共5页
West China Finance
关键词
金融消费者
保护
体系
financial consumer
protection
system
