住房压力指数研究

Research on Housing Pressure Index

文章创设了住房压力指数,作为衡量购房者住房压力大小的指标,利用房价收入比界定了住房压力合理及不同压力程度的区间,并利用中国35个大中城市和国外中心城市的实际对住房压力进行横向和纵向比较,然后将住房压力指数、房价收入比和住房痛苦指数综合比较,从而验证住房压力指数的稳定性和客观性。最后根据实证分析得出2007年各大城市住房压力普遍过大,这显示整体上中国城市住房压力畸高,政府应尽快采取一切可能之措施减轻居民的住房压力。

At first,housing pressure index is created as the index of pressure of home buyer,and rational scope of housing pressure is defined by housing price-income ratio,and then housing pressures of 35 cities in China and foreign metropolises are compared horizontally and vertically.At last,some conclusions are get that since 1998 in many cities housing pressures are rapidly increasing,and in 2007 housing pressures of 35 cities are generally too heavy,and housing pressures of most cities are larger than that of foreign metropolises,which show that in China urban housing pressures are on the whole abnormally large,so the government should try it＇s best to reduce housing pressure of residents.