险资何去何从

WHERE SHOULD INSURANCE FUNDS GO

近期，保险资金的投资收益率并不令人满意，问题在于保险资金的投资行为短期化、结构不合理和资金运用渠道狭窄。在提高收益率的同时，险资应将风险控制放在首要位置。

Statistics show that China’s insurers’ gross assets have exceeded 5 trillion yuan. When China is broadening the investment channel of insurance funds, insurers’ desire to invest becomes stronger. However, the rate of return on investment is unsatisfactory. Risk aversion is essentialfor insurance funds which seek stable long-term investment returns, instead of high returns with high risks. Thus, China’s insurers should put risk management in the first place.