区域金融发展与产业结构升级的相互作用机制——基于重庆市的实证分析

Interaction Mechanism between Regional Financial Development and Upgrading of Industrial Structure:Based on Empirical Analysis on Chongqing

利用1989—2009年重庆市的相关数据,从金融相关比率、金融发展效率、保险深度三方面,对金融发展与产业结构升级之间的因果关系和相关关系进行了实证研究。结果显示,金融发展与产业结构升级之间存在相关关系,但仅是单向因果关系,产业结构升级并没有促进金融发展;重庆市的金融相关比率促进了第二产业产值比重的变动,金融发展效率与保险深度促进了第三产业产值比重的变动。

This paper selects three indicators,namely financial related ratio,financial development efficiency and insurance depth,and empirically study the causal relationship and the correlation between financial development and the upgrading of industrial structure through using the data about Chongqing from 1989 to 2009.The result shows as follows：there exists a relationship between financial development and the upgrading of industrial structure,while this relationship is only one-way causal relationship,and the upgrading of industrial structure don′t promote financial development;financial related ratio of Chongqing promotes the change of the second industry,meanwhile financial development efficiency and insurance depth bring about the change of the third industry.