农村信用社贷款利率定价影响因素分析——以海南省为例

Countryside popular bank loaning interest rate pricing influence factor analysis—take Hainan province as example

科学有效的贷款利率定价对于海南省农村信用社发挥新农村建设金融主力军的作用具有重大的理论和现实意义。笔者对影响贷款利率定价的因素进行定性和定量分析,为海南省农村信用社贷款定价提供理论依据。

The perfecting of loan pricing model is of great theoretical and realistic significance for Hainan rural credit cooperatives to play an important role in the construction of a new socialism rural area.Base on the qualitative and quantitative analyzing of influencing factors of Hainan rural credit cooperatives,the conclusions provide theoretical basis for the loan pricing model of the rural credit cooperatives.