实施政策性渔业保险制度的必要性与可行性

The Necessity and Feasibility of Implementing Policy-Based Fishery Insurance System

渔业具有自身的特殊性,其所面对的风险远远大于农业领域中的种植业和饲养业。长期以来,我国涉及渔业、渔船和渔民的安全保障机制严重缺失,始终没有形成完善而稳定的制度性保障。世界主要渔业国家,尤其是日本、韩国在渔业保障方面实行"以政府制定政策并提供部分财政补贴为主导,广大渔船船东参与的渔业风险保障体系"。这种方式应成为我国建立政策性渔业保险制度的依据和借鉴。

Fishery has its own particularity,and the risk it＇s facing is far beyond planting and breeding.However,China has never formed a perfect and stable policy-based insurance system for the lack of guarantee mechanism of fishery,fishing boats and fishermen for a long time.The major fishery countries,especially in Japan and Korea,comply with the principle that the government makes policy and provides financial subsidies while the fishermen participate in the fishery insurance system,which should be borrowed as the basis of establishing China＇s policy-based fishery insurance system.