中国金融服务贸易国际竞争力的影响因素:基于“钻石模型”的实证分析

An Empirical Analysis on the Determinants of International Competitiveness in China's Financial Services Trade

文章借鉴波特教授的"钻石模型",从要素条件、需求条件、相关与支持产业、企业组织、战略和竞争以及政府作用等5个方面对影响中国金融服务贸易国际竞争力的因素进行了分析。然后,选择了11个具体指标,通过主成分分析、回归分析等方法对我国金融服务贸易国际竞争力的影响因素进行定量分析,结果发现,这11个指标当中只有四大银行资产占比对中国金融服务贸易国际竞争力是负向的关系,其他指标对中国金融服务贸易国际竞争力都是正向的关系。在中国金融服务贸易国际竞争力的众多影响因素当中,政府的作用相对最大,这可能和中国目前处于经济发展的转型阶段,金融市场还不够完善有关。

Borrowing the methodology of Porter's diamond model,the paper analyses the factors of international competitiveness of China's financial services trade from five aspects,they are factor condition,demand condition,the relevant & support industry, corporation strategy and the government.Then,the paper selects 11 specific indicators,makes an empirical analysis on the factors of international competitiveness of China's financial services trade through the principal component analysis and regression analysis.It finds that among the 11 indicators,only the indicator of assets of four state-owned commercial banks accounted for the banking sector has a negative effect on international competitiveness of China's financial services trade,the other indicators have positive effects.Among the factors affecting international competitiveness of China's financial services,the role of government is relatively the largest.This may be concerned with the current transition stage of China's economic development and the imperfect financial market.