摘要
民间标会作为一种重要的民间融资习惯,其融资优势与运行风险并存。本文首先从标会的概念特征和法律定位分析入手,然后以横跨经济法和民商法两大领域之视角来审视标会活动的法律规制问题,通过构建起相应的契约制度以及政府监管模式,以期让标会在合理的制度框架下运行,发挥积极的融资效应。
ROSCA, as an important folk financing custom, has its financing advantages coupled with risks. This paper analyzes the concept of ROSCA and its legal definition and reviews the legal regulation of ROSCA activities in view of economic law and civil law. With relevant contract system and pattern of government supervision, ROSCA is expected to function in the reasonable legal frame and display active financing effect.
出处
《南京航空航天大学学报(社会科学版)》
2011年第2期63-68,共6页
Journal of Nanjing University of Aeronautics & Astronautics(Social Sciences)
关键词
标会
风险
标会契约
政府监管
ROSCA
risk
contract of ROSCA
government supervision