当前中国银行业面临的风险分析与判断

Risk Analysis and Judgment of China Banking

本文借鉴银行危机发生机理,对比分析了当前我国经济运行状态和银行风险因素,对当前中国银行业面临的风险程度进行了深入分析判断。本文认为,中国未来一段时间爆发系统性银行危机的可能性不大,但当前确实存在一些深度的风险因素,需要中国银行业引起重视与关注并采取措施积极应对,并针对性的提出了一些措施建议。

This paper studies the risk extent that Chinese banks are currently facing by applying banking crisis mechanism and using comparison analysis on China's economic operation and banking risk factors.We conclude that systematic banking crisis would unlikely happen in the near future.However,in view of the present risk factors,China banks should pay attention to the risks and take proactive measures.Then some recommendations are given.