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美国恐怖风险保险制度:框架、效果及启示 被引量:4

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摘要 "9.11"恐怖袭击事件后,美国推出恐怖风险保险法案(Terrorism Risk Insurance Act,TRIA)重新构建了恐怖风险保险体系。TRIA从出台到不断修订的过程反映了美国政府对这一巨灾保险制度构建的策略是先通过政府干预建立和稳定市场,然后转而更多地依赖市场。TRIA的实施稳定了恐怖风险保险市场,解决了一些问题但又导致其它新的问题,这对于建立和完善我国自然巨灾保险制度具有借鉴意义。
出处 《武汉大学学报(哲学社会科学版)》 CSSCI 北大核心 2011年第4期122-128,共7页 Wuhan University Journal:Philosophy & Social Science
基金 教育部人文社会科学重大攻关项目课题(09JZD0028) 中央高校基本科研业务费专项资金
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  • 1Christopher Helwitt. Understanding Terrorism in America from the Klan to al Quaeda. London and New York : Routledge, 2002, pp. 5 -8.
  • 2The Congress of the United States. "Federal Reinsurance for Terrorism Risks:Issues in Reauthorization", http://www, cbo. gov/ftpdoes/85xx/doc8520/08-02-TRIA, pdf, Aug, 2007.
  • 3Swiss Re. "Natural Catastrophes and Man-made Disasters in 2007:High Losses in Europe",Sigma 2008 (1).
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  • 5GAO. "Terrorism Insurance : Rising Uninsured Exposure to Attacks Heightens Potential Economic Vulnerabilities", http ://www. gao. gov/new, items/d02472t, pdf,Feb. 2002.
  • 6U. S. Congress. "Terrorism Risk Insurance Act, 107 Congress", http://public, findlaw, corn,Jan. 2002.
  • 7Marsh. "Market watch : Terrorism Insurance 2005 ", http ://global. marsh, corn/news/articles/terrorism/documents/MarshTRI- AExtensionupdate200512. pdf,Dec. 2005.
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  • 9GAO. "Status of Efforts by Policyholders to Obtain Coverage", http://www, gao. gov/new, items/d081057, pdf, Sep. 2008.
  • 10H. Kunreuther,et al. "Looking Beyond TRIA: A Clinical Examination o{ Potential Terrorism Loss Sharing in the U. S", NBER Working Papers,2007.

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