利率变动对消费性购房者影响的实证分析

An Empirical Research of Fluctuating Interest Rates of House Purchasing Capabilities of Consumers

利率是我国宏观调控使用的货币政策之一,属于调控性较强的宏观调控手段。国内外对利率进行理论方面的研究,其侧重点倾向于对宏观经济、地方经济或者个别部门经济的影响,而具体研究利率对某一个群体,尤其是消费性购房者群体的影响不是很多。从实证的角度分析,利率变动对消费性购房者有着这样的影响。

Interest rates are important parts in monetary policy. This study tends to demonstrate there in- fluences of fluctuating rates on the consuming capabilities of consumers.