我国商业银行个人理财业务现状分析

Analysis of the Status Quo of Personal Financing Business of Commercial Banks in China

我国商业银行个人理财业务在银行经营结构转变、国内民众财富增长、金融机构个人业务服务发展扩大等背景下迅猛发展。作为一种新兴业务,我国商业银行个人理财业务存在诸多制约发展的问题,文章对此进行深入思考与分析。

Personal financing business of commercial banks in China has developed rapidly,against the backdrop of the transformation of banking operation structure,the increase of domestic people＇s fortune and the development of personal business services of financing institutions.As a new business,the personal financing business of commercial banks in China has many problems.In this case,the paper analyzes and thinks about them.