SAS判别分析在商业银行信用风险评估中的应用

SAS Discriminant Analysis Applied in Credit risk Management of the Banks

针对我国商业银行传统客户风险评级体系现有的缺陷,介绍了如何把SAS判别分析方法应用于商业银行的客户信用风险评估,并进行验证分析,结果表明,SAS判别分析方法是一种高效、高准确度的评估方法。

Based on the current situation of the credit risk management in national banks,this article introduces a method called SAS discriminant analysis which can improve the process of credit risk level estimation for bank customers,The testing result proves that SAS discriminate analysis is efficient and accurate approach.