我国中小股份制商业银行并购的规模经济效应分析——以平安并购深发展为例

China small and medium shareholding commercial bank mergering sacle economy effect analysis——take Pinang mergering Shenzhen development as example

本文以我国资本市场有史以来最大的一次并购交易——中国平安并购深发展银行为例,对中国平安并购深发展银行带来的规模经济效应进行深入分析,从而提出我国中小股份制商业银行目前主要应以并购为途径扩大自身规模,有利于其效率的提高。

In this paper,the writer further analyses the effect of scale economy for example that Ping＇an Group mergers and acquires Shenzhen Development Bank as the largest MA trade in Chinese capital market.Then,the writer proposes that the medium-sized and small-sized joint-stock commercial banks in China mainly should expand their scale through MA as a way at present and benefit their efficiency.