我国农村信用社发展中存在的问题及对策探析

农村信用社在我国农村经济社会中发挥着非常重要的作用。现阶段我国农村信用社发展过程中存在着产权模糊、监管存在漏洞、内部控制缺失等问题。为促进农信社良性健康发展,应明晰产权关系,完善法人治理结构,加强对农信社的外部监管以及内部控制管理。

Rural credit cooperatives has played a very important role in China＇s rural economy.At present,there are some problems in the development of China＇s rural credit cooperatives,such as ambiguous property rights,regulatory loopholes and internal control deficiencies.To promote the positive and healthy development of rural credit cooperatives,we should clear property rights,improve the corporate governance structure,strengthen the external supervision and internal control of rural credit cooperatives.