制约我国保险业可持续发展的相关问题及对策建议

The Factors Restricting the Sustainable Development of Insurance and Relevant Countermeasures

现阶段我国保险公司经营管理和保险市场发展中存在经营理念落后、产品结构失衡、银保业务模式单一、高管人员缺乏监督、社会保险认知程度低、保险人才无序流动等问题,制约了保险行业的可持续发展。本文对此进行分析并提出相关建议。

At present,a series of problems in the management of insurance companies and insurance market development hinders the sustainable expansion of insurance sector,such as constraint operational concept,imbalance product structure,single bank-insurance business model,lack of executives supervision,weak awareness of insurance,and disorderly flows of insurance professionals.This paper proposed some policy suggestions.