论民间融资法律规制理念的反思与重构

基于理念对民间融资法律制度设计与实践的指导意义,本文以金融安全、金融效率、金融自由、社会公平为衡量基准,反思我国现有民间融资法律规制的理念,最终提出我国民间融资法律规制理念应当以赋予融资自由为先导、以权利公平配置为根本、以提升金融效率为核心、以维护金融安全为后盾,从而有效指导民间融资法律规制的制度创新与实践。

Based on the important guidance to the legal regulation of design and practice of private financing,this article takes the financial security,financial efficiency,financial freedom and social justice as benchmarks,reflecting our country＇s existing legal regulation.of private financing deas,and ultimately puts forward some ideas which should be given financing free as the forerunner,Configured rights fair as a fundamental,to enhance financial efficiency as the core and to maintain the financial security as a backing,thus effectively guide innovation and practice of the private financing legal regulating system.