论财政对农业信贷担保体系的支持——以甘肃省为例

Fiscal Support for the Agricultural Credit Guarantee System:A Case Study of Gansu Province

农业信贷担保作为解除农业信贷约束、缓解农民贷款难问题的有效途径,在我国农村金融体系的建设中处于初级阶段。以甘肃省为例,从供需两个角度,理论和现实两个层面,分析了财政支持农业信贷担保体系建设的必要性,并根据发展现状,提出财政支持农业信贷担保体系的四大机制。从而为增强财政与金融支农联动机制,化解农业投入不足难题,促进现代农业发展提供新思路。

The agricultural credit guarantee, as an effective way to release the agricultural credit constraints and solve the problem of farmers＇ loans, is at its initial stage of operation in China＇s rural financial system. With Gansu province as the case, we analyze the necessity of fiscal support for agricultural credit guarantee system from the point of view of supply-demand relationship, and put forward four mechanisms for agricultural credit guarantee system based on fiscal support, so as to provide new suggestions for enhancing the linking mechanism between fiscal and financial support for agriculture, resolve the problem of agricultural input shortage, and promote the development of modern agriculture.