我国银行业市场势力与行业效率关系的实证研究

The Empirical Study of the Market Power of Chinas’ Banking Industry and Its Relationship with Industry Efficiency

本文研究了我国银行业市场势力及其与行业效率之间的关系,分别以我国银行业的成本效率、规模效率和技术效率为因变量,以市场势力、银行规模、资产配置能力、产权结构、创新程度和稳定性为自变量,构建了三个效率影响因素模型,对市场势力与行业成本效率、规模效率和技术效率的关系进行了分析。结果发现,在总体水平上,市场势力与成本效率、技术效率之间存在显著的负影响,对规模效率的影响不显著。

This paper studies the market power of China＇s banking industry and its relationship with industry efficiency.We construct the model of influencing factors to the industry efficiency,and analyze the relationship between the market power and the cost efficiency,scale efficiency and technical efficiency.The results show that,at all aggregate level,there exist a significant negative correlation between bank’s cost efficiency,technical efficiency and market power,and negligible correlation between bank’s scale efficiency and market power.