我国保险企业资金运用现状研究

Status of the Use of Funds in China's Insurance Corporate

我国保险企业资金运用起步较晚,总体发展比较落后。如何进一步拓宽保险企业资金运用的渠道,促进我国保险企业资金的正确高效的运用,是关系到我国保险业未来存亡与发展的关键。本文对我国保险企业资金运用的现状及其原因进行分析,提出了当前金融危机下保险企业资金的诸多机遇与挑战,并针对我国保险企业资金运用状况提出对策与建议以指导国内保险企业资金的正确运用。

The use of funds in China＇s insurance industry started late, and the overall development is backward. How to further broaden the channels of the insurance company funds and promote its proper and efficient use is related to the survival and development of China＇s insurance industry in the future. This paper analyzes the status of the use of funds for China＇s insurance industry and the reasons, puts forward many opportunities and challenges that the insurance enterprise funds face under the current financial crisis, and points out the strategies and recommendations to guide the proper use of funds for domestic insurance companies.