从国际监管新趋势看我国银行业的不平衡发展

On China bank industry's unbalance development from international supervision new trend

巴塞尔协议在国际银行业占据极其重要的地位。建立在保证稳健经营和公平竞争精神的基础上的巴塞尔资本协议一直致力于寻找银行业监管和自我管理的最优做法并进行推广。本文结合巴塞尔协议Ⅲ的相关内容,通过定量与定性相结合的方法对我国银行业风险性和盈利性的不平衡发展进行了分析,并提出了相关政策性建议。

Basel Capital Accord occupies extremely i mportant position in international banking system.Basel Capital accord,which Established to ensure stable operation and the spirit of fair competition,always looks for banking supervision and self-management practices and to promote the optimal way.In this paper,the writer combines the relevant elements of BaselⅢ with China＇s banking industry.The writer uses quantitative and qualitative methods to analyze the unbalanced development of China＇s banking industry,and gives some relevant suggestions.