信用卡套现犯罪案件侦防对策研究

On Countermeasures to Crime of Swindling Cash with Credit Cards

及时搜集情报,迅速控制犯罪嫌疑人,加强与各金融机构的合作,强化取证工作,及时发出通报,做好布控工作和查明是否存在真实的交易记录和信用卡套现给银行造成的损失,是预防和打击信用卡套现犯罪的有效侦查对策。为防范信用卡套现犯罪案件的发生应加强立法,完善信用卡法律制度,大力拓展中小企业和个人贷款融资渠道,强化信用卡管理制度,完善发卡和收单机构管理机制,建立信用卡风险防范合作机制。

To prevent and strike the crime of swindling cash with credit cards,we should collect intelligence,control suspects quickly,strengthen the cooperation with financial institutions,enhance the evidence work,send the notification in time,make the supervision work,and find out the trading records.Besides,we should strengthen the lawmaking,perfect the legal system of credit cards,strongly expand the collecting finance channels for the medium-small business enterprises and private loans,enhance management system of credit card,perfect the management mechanism of delivering and recycling cards organizations,and build up the credit card risk prevention and cooperation mechanism.