当前我国公益性小额信贷发展的制约因素及对策建议

自上世纪90年代被引入到中国以来,公益性小额信贷在国内获得了长足发展,有效填补了广大农村地区金融服务的空白,为加快推动新农村建设作出了积极的贡献。但与此同时,一些制约我国公益性小额信贷发展的制约因素也逐渐显现,阻碍了其发展壮大。本文将在深入分析当前我国公益性小额信贷发展存在的制约因素及其原因的基础上,尝试探索加快推进公益性小额信贷发展的对策建议。

Since being intrduced into Cina in 1990 ＇s, the commenweal small credit has made great progress. It fills the gap of financial service in the chinese rural areas and made a positive contribution to the promoting of new countryside construction. Whie at the same time, some factors which curb the development of commenweal small credit has began to appear. On the basis of analyzing the restrictive factors and reasons in the development of commenweal small credit in China, this paper trys to explore countermeasures of accelerating the development of commenweal small credit.