我国农村合作金融模式及风险防范研究——基于安徽省现实分析

On the Model of Rural Cooperative Finance and Financial Risk Coverage——Exemplified by the Reality of Anhui Province

农业是我国的第一大产业,农村金融建设在促进农业生产,加快农村经济增长上有着举足轻重的作用,然而当前我国农村金融模式建设中特别是小农贷款方面存在着诸多问题,本文试图对农村合作金融模式建设中影响信贷服务的相关主要风险及其管理做一定探讨,并由此提出具有针对性的建议。

Because the agriculture is the premier industry in China, the construction of the rural cooperative h- nance has always played an important role in improving the agricultural production and accelerating the rural eco- nomic growth. However, there are many problems existing in the present model of rural cooperative finance, es- peciaUy in the small agricultural loans. Therefore, this paper discussed the main risks and their management which would affect credit service in the construction of rural cooperative finance model, and put forward some practical advice.