森林保险有效需求的影响因素分析

Impact Factors Analysis of Effective Demand for Forest Insurance

在集体林权改革的政策环境下,进一步完善林业信贷森林保险等金融配套措施是做强林业、壮大林业的必要工作。长期以来,我国森林保险有效需求不足制约着森林保险的分散。从微观经济学中保险的基本理论出发,结合我国的实际情况探讨影响森林保险有效需求的可能因素。指出全面落实林权改革、增强林农对森林保险的了解、积极开展政策性森林保险是解决森林保险有效需求不足的有效措施。

In the collective forest tenure reform policy environment,it is necessary to make a further improvement of forestry credit and other financial supporting measures in order to make a competitive forestry industry. Since a long time the insufficient effective demand for forestry insurance restricts the spreading of the forestry risk.This article starts from the basic theory of insurance in microeconomics, and probes into the possible factors affecting the effective demand for forestry insurance combined with the actual conditions of our country. The article also puts out some measures solving the insufficient effective demand for forestry insurance,such as carrying out the forest tenure re- form, strengthen the lord forest ＇s understanding of the forest insurance, actively launching policy forest insurance.