摘要
本文从政府地位、服务对象、银保合作、内部管理、外部监督等方面,分析了台湾中小企业信用保证基金的运作模式,并提出大陆进一步完善中小企业信用担保体系的对策建议。本文认为,充分发挥政府在中小企业担保体系建设中的引导作用、建立银保合作的长效机制、加强内部管理和风险控制、实行公开和透明的运作方式,是台湾中小企业信用保证基金取得积极成效的重要保障,其经验值得大陆参考和借鉴。
This paper analyzes the experience of SME Credit Guarantee Fund in Taiwan, from the aspects of the degree of government intervention, service target, cooperation with banks, internal management and external oversight. And it also presents proposals on how to promote SME credit guarantee system in China's Mainland. The result shows that, SME Credit Guarantee Fund in Taiwan works well because of the role of government in building the SME credit guarantee system, determining the focus of service target, establishing the long-term mechanism of cooperation with banks, strengthening internal management and implementing an open and transparent operation mode. And those experiences are of benefit for China's Mainland
出处
《南方金融》
北大核心
2011年第8期48-51,共4页
South China Finance
