基于住房产权制度的居民偏好与心理分析

A Study on Housing Property System Based on Residents' Preferences and Physiological Analysis

相对西方发达市场经济国家而言,我国居民在面临租房与买房选择时,对购买住房产权具有强烈偏好。除了传统观念外,现存社会制度以及社会环境和人类普遍存在的心理的交互作用也会导致我国居民偏爱购房而不愿租房。这表明,在西方国家流行的判断房地产市场是否存在泡沫的售租比分析很难应用于我国,或者至少说明由于存在这些原因,我国的住房售租比应该远高于西方国家。政府在设计公共租赁房等保障房制度和调控房地产市场时,需要考虑到这一因素。

This paper discusses the phenomenon of strong preference of Chinese residents for property to rent of a house. It points out that Chinese citizen prefers buying a house due to social system, traditional idea and psychological bi- ases. Therefore, it is reasonable for Chinese house market to hold a higher price/rent ratio than that of western countries