农业保险对财政投入的放大效应分析

Investigation on the Amplification Effect of Agricultural Insurance on Fiscal Input

相比直接的灾后财政救济,利用政策性农业保险机制能实现对财政投入效果的放大。本文在对中国和其他实施农业保险国家的对比中总结出对农业保险财政投入的范围、形式,重点剖析了利用农业保险实现财政投入放大效应的作用机制,提出了衡量这一效应的方法和指标,并据此对我国主要农险经营模式的实际放大效果及其原因进行了比较分析,最后,本文针对现实提出应总体上提高中央财政对农险保费的补贴比例,加大对地方特色农业保险业务投入,及丰富财政投入形式等建议。

In comparison to direct fiscal subsidy to agriculture, fiscal subsidized agricultural insurance can display a positive amplification effect on fiscal input. Through comparing to other countries that have implemented agricultural insurance,this paper suggested on the scale and forms of fiscal input in agricultural insurance, and elaborated indepth the mechanism of amplifying the effect of fiscal input through the means of agricultural insurance, and put for- wards the methods and indices for measuring such effect. Moreover,it conducted a comparative analysis on the major agricultural insurance operating modes in China and their amplification effects. It concluded that the central government should lift the proportion of fiscal subsidy for agricultural insurance premium, increase input for agricultural insurance businesses with local characteristics ,and diversify the means of fiscal inputs.