江西省担保业发展现状与出路探究

The Present Development Situation of Guarantee Industry and the Way Out Exploration of Jiangxi Province

近年来,担保业在政策扶持和市场拉动的双重作用下,发展势头良好,为缓解中小企业融资难,促进中小企业发展方面发挥了重要的作用,但同时也面临整体实力相对较弱、赢利能力不强和缺乏专业人才等问题。文章通过对江西省担保行业的调研,提出积极完善信用担保体系建设;加快推进担保行业信用评级;加强担保机构与银行的合作;建立风险补偿与再担保基金;加快担保业专业人才的培养等应对措施。

In recent years, guarantee industry plays the dual role in policy support and the market pull, and the momentum of its development is very well ,which has played an important role in alleviating the financing difficulty and promoted the development of small and medium - sized enterprises. But at the same time it also faces a relatively weak overall strength, and the profit capability is not strong, and it is also lack of professional talents. The article is based on the investigation of the guarantee industry of Jiangxi province, then puts forward some measures, such as improving the construction of credit guarantee＇ mechanism, speeding ening the cooperation with bank guarantee agencies, establishing the speeding up the training of professional talents. up the guarantee industry credit rating, strength- risk compensation and re - guaranteed fund and