摘要
绿色信贷是为了实现经济的可持续发展,引导资金流入促进环保的企业及机构,并从污染环境的企业和项目中及时抽离,实现资金的"绿色配置"。绿色信贷实质上是政府、银行、企业、非政府组织之间的一种博弈关系,要使绿色信贷真正做到循环经济的有力助手,必须要加快绿色信贷建设,优化信贷结构,加强信贷风险管理。
Green credit is to achieve sustainable economic development, and guide the flow of funds to enterprises and organizations, make funds detached from the enterprises and projects which will bring environment pollution in a timely manner, to achieve capital＇ s ＂Green Configuration. ＂ Green credit is essentially a game among the gov- ernment, banks, businesses, non -governmental organizations, in order to make green credit to be a strong assistant of circular economy, we must construct green credit fast, optimize credit structure, strengthening credit risk management.
出处
《金融教育研究》
2011年第5期64-67,80,共5页
Research of Finance and Education
关键词
商业银行
绿色信贷
风险管理
可持续经济
commercial banks
green credit
risk management
sustainable economic
