商业银行的企业年金业务及其意义

On the Corporate Annuity Business Launched by the Commercial Bank and Its Significance

企业年金是我国社会保障体系的重要组成部分,是实施养老保障"多支柱"战略的重大制度安排。获得企业年金基金管理资格的商业银行可以开展企业年金基金受托管理、账户管理和托管等业务。这些业务的开展,对促进我国企业年金制度及商业银行自身的发展有着深远的意义。

Corporate annuity is an important component of social security system in China, and is an important systematic measure of ＂multi - supports＂ strategy to implement the old - age security. The commercial banks with the quali- fications to manage corporate annuity can develop businesses including entrusted corporate annuity and fund manage- ment, account management, custody, and so on. These businesses will be significant to promote the development of Chinese corporate annuity system as well as the banks＇ own development.