农户资源禀赋与农业产出关系研究——基于信贷配给数据的分组讨论

Relationship between Farmers Resource Endowment and Agricultural Output——Based on the Grouping Discussion of Credit Rationing Data

本文首先把信贷配给分成数量配给、交易成本配给和风险配给三类,然后利用转换回归模型实证研究了信贷配给下农户资源禀赋与农业产出的关系。研究发现,在受到信贷约束的农户中,除了受到数量配给外,还有近四分之一的农户受到交易成本配给或风险配给。受到信贷约束农户的农业产出更加依赖于农户的资源禀赋。本文建议应根据农户不同信贷配给类型采取相应政策,以解决农户所受的信贷配给约束。

This paper first divides credit rationing into quantity rationing,transaction cost rationing and risk rationing,and then utilizes the conversion regression model to empirically discuss the relationship between resource endowment and agricultural output.The research finds that a quarter of the farmers restrained by credit,except those who are restrained by quantity rationing,are influenced by transaction cost rationing or risk rationing.The agricultural output of farmers restrained by credit further depends on the resource endowment.This paper suggests that we should adopt relative measures according to the different types of credit rationing to solve the credit rationing restraints.