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中小企业信用评级与发展:印度经验 被引量:1

SMEs Credit Rating and Development:Case Study of India
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摘要 本文从政策支持、评级机构、评级方法与评级结果应用等方面系统介绍了印度中小企业信用评级的开展情况和实际成效。印度通过信用评级促进中小企业融资发展的成功经验表明,必须建立全国性的中小企业支持体系,通过合理的制度安排培育评级市场需求、提供高质量信用产品,从而有效实现供需双方对接。 India has introduced series of concrete measures to get SMEs rated so as to minimize information gap and enhance SMEs'access to credit.Policy support,rating agencies,rating method and application of credit ratings are fully analyzed as the key to India's success in this specific aspect.Some recommendations are made for China,including the establishment of national policy support system for SMEs,fostering market demand through institutional arrangement,and high quality supply of credit rating products.
作者 贺朝晖
出处 《金融发展研究》 2011年第9期43-46,共4页 Journal Of Financial Development Research
关键词 中小企业 信用评级 政策支持 评级应用 SMEs credit rating policy support application
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参考文献4

  • 1Reserve Bank of India.Reserve Bank of India: Functions and Working [OL].RESERVE BANK OF INDIA. http://rbidocs.rbi.org.in/rdocs/Content.
  • 2SMERA.SME Rating methodology [OL].SMERA. http ://www. smera.in/methodology, asp.
  • 3CRISIL.Transforming Potential into Achievement: CRISIL's Analysis of 50 Leading SMEs[R].CRISIL. March, 2010.
  • 4CoolAvenues Newswire,2011.CRISIL announces 20,000th SME Rating to help fund enhancement [N]. April 19.

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