商业银行建立防范操作风险长效机制的思考

Reflection on Establishing Long-term Mechanism to Prevent the Operational Risk for Commercial Banks

操作风险是商业银行需要着力防范的重要风险,也是最难化解和规避的风险,本文作者结合多年的业务工作实践,对商业银行具体的业务领域进行了深入的研究,从操作风险的类型、产生的原因入手,对操作风险进行了分析,提出了防范和控制操作风险的应对措施,具有很强的指导意义和应用价值。

Operational risk is the important risk that the commercial banks need to focus on prevention, but also the most difficult risk to resolve and avoid. The author conducted in-depth study of the commercial bank business with many years of professional work practices, analyzed the operational risk from its type and causes, proposed measures to prevent and control operational risk, which had a strong significance and application value.