我国农村保险业存在的问题及对策分析

Problems and Countermeasures of Rural Insurance in China

文章认为,改革开放以来,我国保险业整体发展迅速,但农业保险发展严重滞后,农业风险保障严重缺乏,农业发展的后劲不足。文章认真总结了农业保险经营中存在的问题,结合国内外一些现存的的农村保险模式,为进一步健全我国农业保险市场提供理论依据,提出了加大保险品种创新、促进农村保险业可持续发展以及促进农村保险国际化等对策措施。

Since the reform and opening up, China＇s insurance industry has achieved a repaid development as a whole. However, the agricultural insurance is still in low level, as well as lack of risk prevention system and weak management. This paper summaries the problems which earnestly in the agricultural insurance management and draws lessons about rural insurance from domestic and abroad, so as to provide rural insurance industry development with theoretical basis, as well as for the improvement of rural insurance industry development.