低碳经济下商业银行参与碳金融的几点思考

Thoughts of Carbon Financial Innovation of the Commercial Banks under the Environment of Carbon Economy

低碳经济是全球保护环境、实现可持续发展的必然趋势,我国国有大型商业银行一直在金融机构体系中占主导地位,积极推进低碳经济建设、发展碳金融业务为商业银行提升其在国际市场上的综合竞争力提供了一个新的主要方向,但由于刚刚起步,许多问题和困难同时存在,因此,深入研究碳金融问题,有利于商业银行在发展低碳经济中发挥巨大作用。

The development of low-carbon economy is an important tendency to control pollution and protect the global environment. The state-owned commercial banks are usually holding the leading position in the financial organization system in China. It is a new orientation for the commercial banks to promote their integrated competitiveness in international market through carbon financial innovation. But in China, that＇s just started with insufl%iently-exerted function and imperfect mechanism. Therefore, it is necessary to strengthen the study of financial innovation to give a full play for commercial banks in energy-saving and emission reduction.